Effective Date: January 01, 2025

Welcome to Spore Funding Solutions. By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. Please read them carefully before proceeding.

1. Use of Website

You agree to use our website for lawful purposes only. You may not use this site to engage in any illegal activity or to transmit material that is unlawful, harmful, or otherwise objectionable.

2. Eligibility

To apply for funding through Spore Funding Solutions, you must be at least 18 years old and legally authorized to represent a business entity. All information provided must be accurate, complete, and current.

3. Services Provided

Spore Funding Solutions offers financial services including Merchant Cash Advances, SBA Loans, Invoice Factoring, and Business Lines of Credit. All offers are subject to approval and terms vary based on qualification criteria.

4. No Guarantee of Funding

Submitting an application does not guarantee approval or funding. Final decisions are made based on underwriting, verification, and qualification assessments.

5. Intellectual Property

All content on this website—including logos, text, graphics, design, and any other proprietary material—is the property of Spore Funding Solutions and may not be copied, reproduced, or used without our express written permission. We also use royalty-free images and third-party content where applicable, but ownership of these resources remains with the respective copyright holders.

6. Limitation of Liability

Spore Funding Solutions is not liable for any damages resulting from the use of our site or services, including but not limited to delays, losses, or system errors. Use of our services is at your own risk.

7. Modifications to Terms

We reserve the right to update or change these Terms at any time. Your continued use of our website and services after any changes indicates your acceptance of the new terms.

8. Third-Party Services

We may work with third-party providers in connection with our services. We are not responsible for the content, actions, or policies of third-party sites or services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Spore Funding Solutions operates, without regard to conflict of law provisions.

10. SMS Notifications and Marketing

These Terms shall be governed by and construed in accordance with the laws of the state in which Spore Funding Solutions operates, without regard to conflict of law provisions.

11. Opting Out

You can cancel the SMS service at any time. Simply text “STOP” to the shortcode. Upon sending “STOP,” we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you. 

12. Support & Assistance

If you experience issues with the messaging program, reply with the keyword “HELP” for assistance or contact us directly at info@sporefundingsolutions.com or 888-481-1625.

13. Carrier liability

Wireless carriers are not liable for delayed or undelivered messages.

14. Message & Data Rates

Message and data rates may apply for messages sent to or received from us. Message frequency may vary. For information about your text or data plan, contact your wireless provider.

15. Privacy and SMS

For privacy-related inquiries or concerns related to SMS communications, please refer to our Privacy Policy.